The Ministry of Manpower (MOM) had announced the introduction of Enhanced Medical Insurance for migrant domestic workers, starting from July 1, 2023.
Our enhanced Plan 1 not only includes the mandatory $60,000 per annum medical limit but also provides coverage in accordance with the enhanced standards set by MOM for 2025.
Maid Insurance & Security Bond
9
Maid & Household Liability
S$50,000
S$50,000
S$50,000
7
Outpatient Kidney Dialysis
/Cancer Treatment
S$5,000
(policy limit)
S$5,000
(policy limit)
S$5,000
(policy limit)
(A) Recuperation Expenses
(Max 60 Days)
S$10 per day
S$20 per day
S$30 per day
3
(B) Temporary Help Benefit (Max 30 Days)
S$10 per day
S$20 per day
S$30 per day
(A) Death
S$60,000
S$60,000
S$70,000
1
(B) Permanent Disablement
As per scale in Policy
(C) Medical Expenses
S$1,500
S$3,500
S$4,000
Letter of Guarantee
Section
Coverage
Standard
Deluxe
Premier
S$5,000
5
Wages & Levy Reimbursement
S$30 per day
S$40 per day
S$50 per day
S$600
S$700
Hospital & Surgical Expenses (H&S) (Worldwide)
S$120,000
(Annual Limit : S$60,000)
S$160,000
(Annual Limit : S$80,000)
S$200,000
(Annual Limit : S$100,000)
8
Special Grant
S$2,000
S$3,000
S$4,000
2
Co-Insurance applicable for claimable amount beyond first S$15,000 per year
0%
0%
0%
6
Termination/ Re-Hiring Expense
4
Repatriation Expenses
Up to S$10,000
Up to S$10,000
Up to S$10,000
S$500
Personal Accident
10
Fidelity Guarantee
S$1,000
S$3,000
S$5,000
26-month
Premium
566.80
SGD
654.00
SGD
730.30
SGD
Reimbursement of Indemnity paid to insurer (Excess S$250)
*Only required to pay S$250 instead of S$5000 in the event of a violation of the Security Bond conditions imposed by MOM
Purchase with Policy
54.50
SGD
Highly Recommended
Key Benefit Highlights:
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-
Worldwide coverage, including whilst your maid is on home leave (with valid work permit)
-
Treatment by Licensed TCM registered with MOH
-
Day Surgery hospital expenses
-
Communicable diseases or illness covering hospitalisation expenses for quarantine or isolation e.g. for Covid-19, SARS, Tuberculosis, H1 N1, Dengue Fever, MERS
-
Direct settlement with hospitals upon the admissibility of claim (less 25% co-payment if any)
-
Covers first occurrence of mental conditions including self-inflicted injuries arising from attempted suicide
-
Personal Accident Medical Expenses limit applies on a per accident basis, no maximum annual or policy limit
Refund Policy
Cancellation
Period
Within
60 days
Within
60 days to 120 days
Within
121 days to 180 days
Within
181 days to 270 days
After
270 days
26-month Policy
70% of Premium
50% of Premium
30% of Premium
20% of Premium
No Refund
Click to see Policy details
Pre-contract Disclosure for medical insurance plans
This Policy is protected under the Policy Owner's Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/ LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
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bV5K/APPU1 5 MAY 2023